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Life Can Change in the Blink of An Eye

Some months back, Matt and I had gotten together with some close friends to catch up. When I woke up the next day, Matt told me that our friend had been in a really bad car accident when she was on her way to pick up her kids from her moms house the next morning. 

Her car had hydroplaned into a concrete barrier in the median which totaled her car and banged her up pretty badly. The police came to that call and asked that she sit in the front seat of the police car while they waited for her husband to come pick her up. 

The police officer also asked her to put the seatbelt on.

A vehicle traveling way too fast in the rainy conditions also hydroplaned and collided into the back of the police cruiser. My friend suffered a severe concussion and it has taken months for her to recover. She still suffers from some symptoms today.

A horrific and terrifying series of events in a matter of minutes, but if that officer hadn’t asked her to put her seatbelt on, the outcome of this story would have been much different.

Life can change in the blink of an eye. Most of the time it’s when you least expect it to, and just when you think you have your day to day figured out, you can be completely derailed in an instant. You and the others that depend on you.

It’s so important that you are protecting yourself and your family when life can change so quickly. You cannot be replaced, but you can certainly do your part to set your family up to maintain their standard of living if you are no longer there or not able to care for your family in the same capacity as before.

If you’re not aware you do not own the life insurance you carry with your employer. What you purchase during your tenor does not follow you or get folded in with another employer. And it’s very rare that what you carry is enough to cover your families needs. One of the managing agents I met with mentioned that the only company that they have found covers their employees fully is Duke Energy.

If you are unsure of your family’s needs or would like to discuss your options based on your family’s specific dynamics, please reach out.

Insure your most important asset…you!

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